Gulf Trust Insurance LLC — Please read these terms carefully before using our website.
Table of Contents
Welcome to Gulf Trust Insurance LLC ("Gulf Trust," "we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of our website located at www.gulftrustinsurance.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site immediately.
By accessing the Site, you represent that you are at least eighteen (18) years of age, have the legal capacity to enter into these Terms, and agree to comply with all applicable laws and regulations of the United Arab Emirates. These Terms constitute a legally binding agreement between you and Gulf Trust Insurance LLC.
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the Site. Prohibited conduct includes, but is not limited to:
All content on this Site, including but not limited to text, graphics, logos, images, icons, and software, is the property of Gulf Trust Insurance LLC or its content suppliers and is protected by UAE and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Site without our prior written consent.
Gulf Trust strives to ensure that all information on the Site is accurate and up to date. However, the information provided is for general informational purposes only and may not reflect the most current legal developments, regulations, or insurance products. Gulf Trust makes no warranty, express or implied, as to the accuracy, completeness, or timeliness of any information on the Site. You should not rely solely on information obtained from this Site when making insurance decisions. Please consult a licensed Gulf Trust agent for personalised advice.
Use of this Site does not constitute an application for insurance, nor does any information provided by Gulf Trust through the Site constitute an offer or a binding contract for insurance coverage. Insurance coverage is subject to underwriting approval, issuance of a formal policy document, and payment of applicable premiums. All coverage descriptions on this Site are summaries only and are subject to the full terms and conditions of the applicable policy.
To the maximum extent permitted by applicable UAE law, Gulf Trust Insurance LLC, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your access to or use of (or inability to access or use) the Site. Gulf Trust's total liability for any claim relating to these Terms shall not exceed the amount paid by you, if any, to Gulf Trust in the twelve (12) months preceding the event giving rise to liability.
You agree to indemnify, defend, and hold harmless Gulf Trust Insurance LLC and its affiliates, directors, officers, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable legal fees) arising out of or relating to your violation of these Terms or your use of the Site.
The Site may contain links to third-party websites for your convenience. These links do not constitute an endorsement or approval of those websites, their content, or their operators. Gulf Trust has no control over external sites and is not responsible for their availability, accuracy, or content. Your use of any third-party site is at your own risk and subject to that site's terms and policies.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.
Gulf Trust reserves the right to modify these Terms at any time at our sole discretion. Changes will be effective upon posting the revised Terms to the Site, with the "Last Updated" date revised accordingly. Your continued use of the Site following any such modifications constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must discontinue use of the Site.
These Terms shall be governed by and construed in accordance with the laws of the Emirate of Dubai and the federal laws of the United Arab Emirates. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.
If you have any questions about these Terms of Use, please contact us:
Khalid Bin Al Waleed Road - Al Nahdha St - Al Souq Al Kabeer - Al Fahidi
Dubai, United Arab Emirates
Office Hours: Monday – Friday, 9:00 AM – 6:00 PM GST